As of late May 2025, both New York Attorney General Letitia James and U.S. Senator Adam Schiff are facing allegations related to mortgage fraud. Here’s a summary of the current information: 
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Letitia James – Alleged Mortgage Fraud
The Federal Housing Finance Agency (FHFA) has referred AG Letitia James to the Department of Justice for potential prosecution. The allegations involve claims that she misrepresented a property’s occupancy status and unit count on mortgage documents. Specifically, it’s alleged that she declared a Virginia property as her primary residence, which could conflict with New York laws requiring state officials to reside within the state. Additionally, there are claims that she reported a five-unit property as having four units, potentially to secure more favorable loan terms. These actions could constitute federal offenses such as mortgage fraud or wire fraud. As of now, no formal charges have been filed, but the matter is under investigation.  
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Adam Schiff – Ethics Complaint and Fraud Allegations
An ethics complaint has been filed against Senator Adam Schiff, accusing him of mortgage fraud, voter fraud, and residency deception. The complaint alleges that Schiff misrepresented his primary residence on mortgage documents, listing a Maryland property as his primary residence while serving as a California representative. This could potentially violate state and federal laws, including Maryland Code §7-401 and California’s election and tax codes. The complaint has been submitted to the U.S. House Committees on Ethics, Oversight, and Judiciary, and there are calls for a formal criminal investigation by the Department of Justice and FBI. 
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Context and Political Implications
These allegations have emerged in a politically charged environment, with some observers suggesting they may be retaliatory, especially considering AG James’s prior legal actions against former President Donald Trump. While the investigations are ongoing, it’s important to note that no formal charges have been brought against either James or Schiff at this time. The outcomes of these investigations could have significant political ramifications, depending on the findings and any subsequent legal actions. 
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For more detailed information, you can refer to the following sources:
• Ethics Complaint Hits Sen. Adam Schiff Alleging Mortgage Fraud
• Reddit Discussion on Allegations Against AG Letitia James
Please note that these are ongoing investigations, and the information available may evolve as new developments occur
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